Used Vehicles Model Year 2006 to 2010 min  loan$20,000.

5.490 

6.740

New Recreational Vehicles Model Year 2010 to 2012	7.74	7.74	73-120	Calculator
Used Recreational Vehicles Model Year 2006 to 2010	5.74	5.74	36	Calculator
Used Recreational Vehicles Model Year 2006 to 2010	6.24	6.24	48	Calculator
Used Recreational Vehicles Model Year 2006 to 2010	6.74	6.74	60	Calculator
Used Recreational Vehicles Model Year 2006 to 2010	7.24	7.24	72	Calculator
Used Recreational Vehicles Model Year 2006 to 2010	8.24	8.24	73-120	Calculator
Owner Advantage Loan - Owner occupied CA property Discountinued 9/24/08	10.240	10.240	60	Calculator
Owner Advantage Plus Loan - Owner occupied CA property	Fixed Prime + 2%	Fixed Prime + 2%	96	Calculator
Home Equity Line of Credit (HELOC)	Prime + 1%	Prime + 1%	180	Calculator
Share Secured	3.000 over earned savings rate	3.000 over earned savings rate	120	Calculator

*APR=Annual Percentage Rate, APY=Annual Percentage Yield. Rates shown reflect a 1% discount for meeting our A+ credit criteria and Partnership Points.. All loan commitments will be on approval of credit and based on the creditworthiness & abilities of the individual borrower. These rates are applicable to members with proven ability to maintain excellent credit for a period of 5 years or more and to effectively manage their level of unsecured debt while building assets. Increases in rates of up to 7% could be added to the rates earned by members who are unable to meet this criteria. Longer terms may be available. Rates, terms and conditions are subject to change without notice.

Late Charges: If payments are made 14 days or more late, you will be charged a late fee of 5% of the payment due. HELOC late fees are 20% of the interest due if more than 10 days past due.

Origination Fees: You may be charged a one-time origination fee for a HELOC, OAL or OAL+ loan. Also, a fee may be charged at the time of the advance to file a lien on the security offered. The amount of these fees will be disclosed on the disbursement voucher.

 N/A

0.29

0.29

*APR=Annual Percentage Rate, APY=Annual Percentage Yield
Dividends may post to the certificate account and compound monthly, may be transferred to another account, or we will mail you a check each month for the dividends earned that month. There is no fee to set up the certificate, however if funds are taken out of the certificate before the maturity date, a fee may be charged as an early-withdraw penalty.

On all certificates you can earn:

Effective January 16th 2011 Partnership Points are being suspended and will no longer be offered on all savings products.

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