Loans

Our Loan Service Partners will always evaluate your loan request with your financial well being as their first consideration. They are often able to suggest lending options you might not have considered, but that could save you even more!

DSFCU's loan rates are very competitive. Especially if you earn Financial Partner Discounts for using our services.

YOUR RATE COULD BE REDUCED UP TO 1 %!!!

Remember when you look at our RATE page, your Earned Rate will be determined by your credit/work history, your current debts and assets and other considerations.

We start with the best Rate possible which includes Financial Partner Discounts, FICO score and/or promotions we may be offering.

Financial Partner Discounts

You can earn discounts on your loan rate by using other Credit Union services!

1/4% off for every 2 services, up to 1/2% off!
Members with an A+ Earned Rate get an EXTRA 1/2% Discount!

Your rate could be discounted up to a TOTAL of 1 %!

Loan Protection Plans

Visit Loan Protection Plans for details on all the special insurance options the Credit Union offers. These are programs the Credit Union has made available to our member to help make your borrowing worry free.

Frequently Asked Loan Questions

Q: What loan rates and terms are available?

A: Please click HERE to see our Rates page which lists our loan types, rates and terms.

Q: How is the interest on DSFCU’s loans calculated?

A: It is simple interest calculated on a daily basis.

Q: Can I pay my loan back early?

A: Yes, you can. There is no penalty for paying a loan back early at DSFCU.

Q: What happens if my payment is late?

A: If payments are made 14 days or more late, you will be charged a late fee of 5% of the payment due, with a minimum charge of $1.00 and a maximum charge of $50.00.